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Choosing/Working With a Vet

How Pet Health Insurance Works

No matter how careful you are with your dog, accidents happen — and sometimes they’re costly ones. Just ask Les Kaciban of Ashburn, Virginia, whose Komondor puppy Charlie swallowed a corn cob and required emergency surgery to remove it. The bill came to a whopping $3,600. It was a good thing that Kaciban had pet health insurance. His out-of-pocket expenses came to an easier-to-swallow $1,000, while his insurance policy covered the difference. Pet owners today face higher veterinary costs than ever. The American Pet Product Association, a trade organization based in Greenwich, Connecticut, reports that because technological advances in procedures

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